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UPI based BHIM make aadhaar payments

9 Things To Know About UPI Based BHIM App Launched By PM Modi

PM Narendra Modi on 30th December launched BHIM – a new UPI based Payment app. Soon after its announcement people began to search about this new app. Here’s all you should know about this new app.

BHIM app allows it’s users to make cashless transactions within seconds. It is a UPI based payment solution which simplifies online transactions.

Also Read : BHIM App app For Digital Payments Launched – How to Download and Use

10 Things To Know About BHIM App

1. What is the full form of BHIM?

BHIM stands for Bharat Interface For Money.

2. Who coined this term BHIM & why?

BHIM app was named by PM Narendra Modi himself. The name of this app is inspired from the name of Bhimrao Ramji Ambedkar.

3. Why BHIM App?

You can send and receive money using this app in real-time. It allows users to make payments using their mobile number or an easy-to-remember VPA (Virtual Private Address). Also it allows to make cashless transactions using a QR code.

This eliminates the need of remembering or entering long bank account numbers and IFSC codes. Although there is an option to make payment using these details as well.

4. What is the transaction limit?

Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

5. What if my bank is not in the list?

The banks listed are registered for UPI. If you can’t find your bank in the list, it means that the bank has not yet registered for UPI.

6. How much time transaction process takes?

It takes place within seconds.

7. Are there any charges to use BHIM App?

There are no charges for making transaction through Bharat Interface for Money.

Note – Your bank might however levy a nominal charge as UPI or IMPS transfer fee which is not under our control. Please check with your bank for more details.

8. Is it available for all platforms?

Bharat Interface for Money app is currently available on Android (Version 4.1.1 and above) and iOS mobiles (Version 5 and above).

They may soon launch it for other platforms as well.

9. Will it work on a Non-Smartphone with no internet?

Although app won’t work unless you have a smartphone and a working internet connection. But this platform allows users to transact using USSD method. USSD method needs no internet to function and you can use it on non-smartphones (feature phones) as well.


Faiez Ajaz

Tech lover, Story Teller, Writer and a Business Student. You can follow him on Facebook and Instagram.

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